What Is the Value of My Personal Injury Case in Texas?

If you’ve been injured due to someone else’s negligence—whether in a car accident, slip and fall, or other incident—you may be wondering:
“How much is my personal injury case worth?”

The short answer is: it depends.

There’s no one-size-fits-all settlement calculator. Every case is different, and the value of your claim will depend on a variety of legal, medical, and financial factors. At Mahdavi Law Firm, we evaluate all aspects of your case to make sure you get the maximum compensation you’re legally entitled to.

In this post, we’ll explain what goes into valuing a personal injury claim in Texas, what damages may be available, and how an experienced attorney can help protect every dollar you deserve.

Types of Damages in a Personal Injury Case

In Texas, personal injury damages fall into three main categories:

Economic Damages

These are financial losses that are easy to quantify. Examples include:

Medical expenses (ER visits, surgeries, rehab, prescriptions)
Future medical costs (long-term care, therapy, assistive devices)
Lost wages from time missed at work
Loss of earning capacity if your injuries limit your future ability to earn
Property damage, such as vehicle repair or replacement

We use bills, receipts, employment records, and expert analysis to fully account for these losses.

Non-Economic Damages

These cover the physical and emotional impact of your injury, including:

Pain and suffering
Emotional distress and anxiety
Loss of enjoyment of life
Disfigurement or scarring
Loss of consortium (for spouses and family members)

These damages are subjective but very real. They’re often a significant part of your case value—especially when injuries are severe or long-lasting.

Punitive Damages

In rare cases involving gross negligence, fraud, or intentional misconduct, a court may award punitive damages to punish the wrongdoer and deter future harm. These are not tied to your actual losses but are awarded in addition to other damages.

Factors That Influence Case Value

The value of your claim depends on more than just medical bills. Below are some of the key factors we evaluate when determining how much your case may be worth:

Severity of Your Injuries

Generally, more serious injuries lead to higher compensation. A broken bone is worth more than a bruise. A traumatic brain injury is worth more than a sprain.

Length of Recovery

The longer it takes to heal, the more compensation you may be entitled to. Extended recovery often leads to more treatment, more time off work, and more disruption to your life.

Medical Documentation

Strong, consistent medical records are critical. Gaps in treatment, missed appointments, or lack of follow-up can give insurance companies ammunition to undervalue your injuries.

We work closely with your healthcare providers to make sure your medical condition is thoroughly documented and explained.

Impact on Daily Life

If your injury prevents you from working, caring for your children, exercising, or participating in activities you once enjoyed, we will factor that into your case value. These lifestyle losses are often significant—and deserve to be compensated.

Fault and Liability

Texas follows a modified comparative fault rule. You can recover compensation as long as you are not more than 50% at fault. However, your compensation will be reduced by your percentage of fault.

For example:

You’re awarded $100,000
You’re found 20% at fault
Your final recovery is $80,000

That’s why proving liability is so important—and why we thoroughly investigate every case.

Insurance Policy Limits

Even if your damages are high, your recovery may be limited by the at-fault party’s insurance coverage. We explore all available policies, including:

The defendant’s liability policy
Your own uninsured/underinsured motorist (UM/UIM) coverage
Third-party liability (e.g., employer, commercial vehicle policy, property owner)

How Are Settlements Calculated?

There’s no fixed formula, but most settlements are based on:

Total medical expenses
Multiplier method (economic damages × a number based on severity)
Per diem method (a daily value assigned to your pain)
Expert analysis (doctors, economists, vocational experts)

We work to build a full picture of your damages—both tangible and intangible—to justify the maximum settlement possible.

What If the Insurance Company Offers a Low Settlement?

It’s very common for insurance companies to start with lowball offers. They’re hoping you’ll accept a quick payout before speaking to an attorney or understanding the full extent of your rights.

Common tactics include:

Saying your injuries “aren’t that serious”
Claiming your treatment was excessive
Minimizing future costs
Blaming you for the accident
Pressuring you to settle before you’re fully healed

Never accept a settlement without talking to a lawyer—especially if you’re still in treatment. Once you sign, you usually can’t go back for more, even if your condition worsens.

Realistic Ranges for Texas Personal Injury Settlements

While every case is different, here’s a rough idea of what personal injury claims may be worth:

Type of Case	Typical Settlement Range
Minor car accident	$5,000 – $25,000
Moderate injury (broken bones, missed work)	$25,000 – $100,000
Serious injury (surgery, long-term impact)	$100,000 – $500,000+
Catastrophic injury or wrongful death	$500,000 – $1,000,000+

Again, these are general ranges. Your case may be worth more or less depending on your specific situation.

Why You Need an Attorney to Maximize Case Value

At Mahdavi Law Firm, we don’t just aim for a settlement—we fight for what your case is truly worth. That means:

Investigating liability thoroughly
Documenting every dollar of your damages
Working with experts to assess future costs
Negotiating aggressively with insurance companies
Taking your case to trial if a fair offer isn’t made

We know what your case is worth—and we’re not afraid to go after it.

Final Thoughts

So how much is your personal injury case worth? The honest answer: it depends on the facts, the law, the insurance coverage, and the team fighting on your behalf.

If you want an accurate, personalized estimate—based on real numbers and real experience—Mahdavi Law Firm is here to help.